/* Ratgeber (v3-Stil), Stand 28.10.2026 */
.v3 .rg-hero-av{display:block;margin:30px auto 0;height:270px;width:auto}
.v3 .rg-hero .v3-sub{max-width:760px}
.v3 .rg-meta{font-size:14px;color:#6b7684;margin-top:-6px}
.v3 .rg{max-width:780px;margin:0 auto;padding:56px 24px 0}
.v3 .rg h2{font-size:32px;line-height:1.15;letter-spacing:-.02em;margin:52px 0 16px}
.v3 .rg h2:first-child{margin-top:0}
.v3 .rg p,.v3 .rg li{font-size:18px;line-height:1.55;color:#2b3645}
.v3 .rg a{color:#2f6fbd}
.v3 .rg-steps{counter-reset:s;list-style:none;padding:0;margin:0;display:grid;gap:12px}
.v3 .rg-steps li{counter-increment:s;position:relative;background:#fff;border:1px solid #e3e8ef;border-radius:16px;padding:16px 20px 16px 68px;margin:0}
.v3 .rg-steps li:before{content:counter(s);position:absolute;left:18px;top:14px;width:36px;height:36px;border-radius:50%;background:#2f6fbd;color:#fff;font-weight:700;font-size:17px;display:grid;place-items:center}
.v3 .rg-steps li b{color:#0b1626}
.v3 .rg-list{padding:0;margin:0;list-style:none;display:grid;gap:10px}
.v3 .rg-list li{position:relative;padding-left:26px;margin:0}
.v3 .rg-list li:before{content:"";position:absolute;left:4px;top:11px;width:9px;height:9px;border-radius:50%;background:#2f6fbd}
.v3 .rg-ex{background:#f4f7fb;border:1px solid #dbe5f2;border-left:4px solid #2f6fbd;border-radius:14px;padding:18px 22px;margin-top:34px}
.v3 .rg-ex .rg-tag{font:600 12px "SF Mono",Menlo,monospace;letter-spacing:.16em;color:#2f6fbd;margin-bottom:8px;text-transform:uppercase}
.v3 .rg-ex p{margin:0}
.v3 .rg-ex small{display:block;margin-top:10px;color:#6e7a8c;font-size:14.5px;line-height:1.4}
.v3 .rg-next{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:6px}
.v3 .rg-next .v3-pf{display:flex;flex-direction:column;gap:10px}
.v3 .rg-next .v3-pf b{font-size:13px;font-family:"SF Mono",Menlo,monospace;letter-spacing:.14em;color:#2f6fbd;text-transform:uppercase;margin:0}
.v3 .rg-next .v3-pf p{font-size:16.5px;color:#2b3645;margin:0;flex:1}
.v3 .rg-next .v3-btn{align-self:flex-start;color:#fff}
.v3 .rg-next .v3-btn.v3-o{color:#2f6fbd;border-color:#2f6fbd}
.v3 .rg-more{display:grid;grid-template-columns:repeat(3,1fr);gap:14px;margin-top:6px}
.v3 .rg-card{display:block;text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}
.v3 .rg-card:hover{border-color:#2f6fbd;transform:translateY(-2px)}
.v3 .rg-card .rg-r{font:600 12px "SF Mono",Menlo,monospace;letter-spacing:.16em;color:#2f6fbd;text-transform:uppercase;margin-bottom:8px;display:block}
.v3 .rg-card b{font-size:19px;line-height:1.25}
.v3 .rg-card p{margin-top:6px}
.v3 .rg-card img{display:block;width:100%;height:auto;border-radius:10px;margin:0 0 14px}.v3 .rg-img{display:block;width:100%;height:auto;border-radius:14px;margin:0 0 28px}.v3 .rg-card .rg-go{display:inline-block;margin-top:12px;font-weight:600;color:#2f6fbd;font-size:15.5px}
.v3 .rg-hub{max-width:1180px;margin:0 auto;padding:0 24px}
.v3 .rg-hub{padding-top:56px}
.v3 .rg-hub .rg-rub{margin-top:64px}
.v3 .rg-hub .rg-rub:first-child{margin-top:0}
.v3 .rg-hub .rg-rub h2{font-size:38px;letter-spacing:-.025em;margin-bottom:6px}
.v3 .rg-hub .rg-rub>p{color:#4a5563;font-size:18px;margin:0 0 18px}
.v3 .rg-hub .rg-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:14px}
.v3 .rg-fin h2{font-size:48px}
.v3 .rg-fin img{height:300px}
.v3 .rg h3{font-size:22px;line-height:1.25;margin:28px 0 8px;color:#0b1626}
.v3 .rg-toc{background:#f4f7fb;border:1px solid #dbe5f2;border-radius:14px;padding:16px 22px;margin:0 0 40px}
.v3 .rg-toc b{display:block;font:600 12px "SF Mono",Menlo,monospace;letter-spacing:.16em;color:#2f6fbd;text-transform:uppercase;margin-bottom:8px}
.v3 .rg-toc ol{margin:0;padding-left:20px}
.v3 .rg-toc li{font-size:16.5px;margin:4px 0}
.v3 .rg table{width:100%;border-collapse:collapse;margin:14px 0;font-size:16.5px}.v3 .rg caption{caption-side:top;text-align:left;font-weight:600;padding:0 0 8px}
.v3 .rg th,.v3 .rg td{border:1px solid #e3e8ef;padding:10px 12px;text-align:left;vertical-align:top;color:#2b3645}
.v3 .rg th{background:#f4f7fb;color:#0b1626}
.v3 .rg .rg-tw{overflow-x:auto}
.v3 .rg-call{background:#fff;border:1px solid #e3e8ef;border-left:4px solid #0f8f5f;border-radius:14px;padding:16px 20px;margin:26px 0}
.v3 .rg-call .rg-tag{font:600 12px "SF Mono",Menlo,monospace;letter-spacing:.16em;color:#0f8f5f;margin-bottom:6px;text-transform:uppercase}
.v3 .rg-call p{margin:0}
.v3 .rg-faq details{background:#fff;border:1px solid #e3e8ef;border-radius:14px;padding:4px 18px;margin:10px 0}
.v3 .rg-faq summary{cursor:pointer;font-weight:600;font-size:18px;line-height:1.4;padding:12px 0;color:#0b1626}
.v3 .rg-faq details p{margin:0 0 14px}
@media (max-width:760px){
 .v3 .rg-next,.v3 .rg-more,.v3 .rg-hub .rg-grid{grid-template-columns:1fr}
 .v3 .rg table{font-size:14px}
 .v3 .rg th,.v3 .rg td{padding:8px 8px}
 .v3 .rg h2{font-size:26px}
 .v3 .rg p,.v3 .rg li{font-size:17px}
 .v3 .rg-hub .rg-rub h2{font-size:30px}
 .v3 .rg-fin h2{font-size:34px}
 .v3 .rg-hero-av{height:200px}
 .v3 .rg-steps li{padding-left:62px}
}